Safe and simple online payments with Bancontact
Buying the things you love or need should be the fun part. That is why Bancontact offers multiple ways to pay online, giving you the flexibility to choose the method that suits you best in the moment. We ensure your online checkout is always smooth and secure. As Belgium’s most trusted payment method, Bancontact gives you the freedom to shop on any device, anywhere, with total peace of mind.
Use your smartphone for the fastest checkout
If you are already browsing on your smartphone or tablet, why make life complicated? With the Bancontact Pay app or your bank app installed on your device, payments are just a tap away. When you are ready to pay for your online purchase, simply choose Bancontact Pay or Bancontact at checkout and follow the steps. It is safer than your house keys and faster than remembering where you left your wallet.
Use your computer for the best overview of your purchase
If you prefer browsing on a bigger screen, your smartphone acts as the perfect digital key to authorise a purchase. When you reach the checkout on your desktop, choose to pay with Bancontact Pay or Bancontact and a unique QR code will appear on your monitor. Open the Bancontact Pay or bank app on your smartphone, scan the code with your camera, and confirm the transaction in seconds. This "scan and pay" method means you can complete your order instantly, without ever needing to find a card reader or type in long card numbers.
Use your trusted bank card, even online
For those who prefer the traditional route, using your physical Bancontact card works perfectly too. Choose Bancontact Card or Bancontact at the online checkout and simply enter your card details. Use your bank app, itsme® app or card reader to confirm the transaction. This method offers the familiar security that millions of Belgians trust, ensuring your payment is processed safely through your own bank’s environment.
Why use the Bancontact Pay app for your online shopping?
We are the ultimate tool to help you manage your digital payments. Think of our app as the Swiss Army Knife for your digital wallet.
- Link up to 5 different Bancontact cards in the app, yes that includes from different banks. This lets you choose which card to use for every payment, including your personal, joint, or any other cards you may have.
- We take safety incredibly seriously. The app doesn’t hold your money; it stays safe in your bank until your payment is confirmed. From signup to payment, we use multiple layers of protection to keep your personal details safe from fraud and misuse.
- Get set up today for a world of convenience that goes beyond a simple checkout. From settling small debts with friends to discovering new services, our app is an evolving tool that adds more helpful features every year to stay on top of whatever your daily life requires.
Ready to make your online payments easier? Download the app or learn more about online security.
Security without compromise
Whether you pay with the app or your debit card, Bancontact ensures quick payments without compromising on safety. That is why you are always backed by the same bank-grade security protocols that protect your money every day.
- Multi-factor authentication: safety in the Bancontact Pay app starts with a secure setup via itsme® or your bank app to link your card. Once verified, every online payment requires a secondary step – such as a pin or biometric authentication – to ensure your money never moves without your explicit approval.
- Direct bank integration: unlike third-party wallets, Bancontact operates within your own trusted banking environment. Your sensitive card details are never shared with the merchant, keeping your private data exactly where it belongs.
- Real-time fraud monitoring: the system constantly monitors for suspicious activity. If something looks unusual, the transaction is flagged immediately, providing a proactive shield against cybercrime.
- 3D secure technology: when you pay online by entering your card details during checkout, Bancontact makes use of the latest 3D Secure technology to ensure that it’s really you making that purchase. This virtually eliminates the risk of unauthorised transactions happening on your card.
