One app, all your cards. 100% Belgian.
Link up to five Bancontact cards from different banks in one place. No more switching between banking apps: one app handles it all. Whether you’re grabbing coffee, splitting a bill, or paying an invoice, it’s fast and incredibly secure. Forget rummaging through your bag for your wallet. Bancontact Pay is your effortless, all-in-one payment sidekick.
Pay anywhere, anytime
From your local 'fritkot' to your favourite web shop: it’s easy to use anywhere! Use it in a shop, at the doctor, or online. And it's not just for small amounts: pay or receive up to €750 to or from other users - perfect for second-hand deals - or spend up to €1.500 at your favourite shop or business.
No more "who owes what"
Split the restaurant bill, buy a group gift or pay someone back for festival tickets in seconds. Use the app to create or scan a QR payment code or send someone a payment request. It’s perfect for those "I'll pay you back later" moments that have you chasing after your friends to get reimbursed.
The digital money pot
Whether you’re planning a weekend away, a padel tournament or a gift for your kids’ teacher - you can set up a money pot straight in the app. Set a fixed amount or let everyone chip in what they want. You can track exactly who has paid, and the best part: the money goes straight to your bank account. No spreadsheets, no middleman, no fuss.
Tackle your invoices in seconds
Those long IBANs and structured messages on your invoices? Let the app handle them. You can receive and pay your invoices (from partners like Luminus, Farys, and various schools or hospitals) directly in the app. You’ll get a notification when a new bill arrives, and you can pay it with a single tap using any of your 5 bank cards linked in the app. It even keeps a handy archive of what’s already been paid.
Lighten your wallet
Stop carrying a stack of plastic loyalty cards. You can store them all in the app. Just scan your physical card once, and it’s there forever. You can even add a widget to your home screen, so your barcodes are ready to be scanned before you even reach the till.
Find cash in a flash
Need some cash? Our built-in Cash locator takes you to the nearest withdrawal point. Simply open the app to see a real-time map of the closest ATMs near your current location. It works across the country, ensuring that even in an unfamiliar city, you always know exactly where to go for your next withdrawal.
Safety first (and second, and third)
Security is at the heart of everything we do, ensuring your money and data are protected:
- Authenticated by you: every payment is confirmed with your personal code, fingerprint, or Face ID.
- Certified only: the app only scans QR codes from verified businesses that we monitor daily. You won't accidentally pay a random sticker on a lamppost.
- Advanced fraud prevention: we implement rigorous safety measures across the platform to defend against unauthorised access and protect your sensitive information from misuse.
- Privacy guaranteed: We never sell your data. We’re part of a trusted Belgian ecosystem that follows the strictest financial regulations.
- Card Stop integration: if your phone goes missing, one call to Card Stop (078 170 170) blocks the app immediately.
Ready to get started?
Setting up is a breeze. Just download the app, add up to 5 Bancontact cards (yes, even from different banks), and you're ready to join millions of Belgians who make their life and payments easier.